A new kind of UK mortgage broker
Your next
home starts
here.
Tell us a little about you and we’ll help you understand your mortgage options.
What brings you here?
About ten minutes. Nothing is sent until you choose to send it.
How it works
From first question to front door.
Five stages, and we're with you for all of them.
- 1
Tell us what you're looking for.
A first home, a next move, a remortgage, an investment. No forms yet — just a conversation.
- 2
We understand your circumstances.
Income, deposit, credit history, timing. The full picture, so nothing catches us out later.
- 3
We explore suitable mortgage options.
We look across the market for options that fit your circumstances — and explain why.
- 4
We help you through the application.
Paperwork, valuations, lender questions — we handle the detail and keep you updated.
- 5
You move towards completion.
Exchange, completion, keys. We're on hand until it's done.
Your situation
Whatever your next move.
First-Time Buyers
Deposits, affordability, Agreements in Principle — we'll walk you through it in plain English, at your pace.
Home Movers
Moving home means juggling a sale and a purchase at once. We help keep the mortgage side moving in sync with everything else.
Remortgaging
Deals end. Rates change. A quick conversation before yours ends could save you from slipping onto your lender's standard rate.
Self-Employed
Sole traders, directors, contractors, freelancers — non-standard income is something we spend a lot of our time on.
Specialist Mortgages
Complex income, unusual properties, past credit issues — specialist doesn't mean impossible. It means a more considered conversation.
Buy-to-Let
From a single investment property to a growing portfolio, we help you think through the mortgage side of the numbers.
Not sure which one sounds like you?
Let’s work it out together
Self-employed
Your income isn't always a payslip.
Sole traders, directors, contractors, freelancers. Non-standard income is something we spend a lot of our time on — your circumstances may just need a more considered approach.
Why Flick
Mortgages, but better.
Most people find mortgages confusing, slow and a bit intimidating. We're trying to fix that — clearer explanations, real people, and advice that actually fits your circumstances.
Human
Real conversations with real people — not a call centre script.
Clear
Plain English, always. If it doesn't make sense, we haven't explained it well enough.
Modern
Do everything online at your own pace, or talk it through — your choice.
Straight-talking
Honest about what's realistic, even when it's not what you hoped to hear.
Private clients
Some mortgages need a different conversation.
Complex wealth, multiple income streams, substantial assets or property ambitions often require a more considered approach. Flick Mortgages provides a bespoke mortgage service for clients whose circumstances don’t fit neatly into a standard application.
- High-net-worth individuals
- Business owners
- Property investors
- Family offices
- Complex income
- Large mortgages
Eligibility, lending routes and terms are subject to individual circumstances and lender criteria. Not every enquiry will be suited to a private-bank or specialist lending solution.
Tools & guides
Everything you need, before you talk to us.
Questions
Good to know.
The things people usually ask before they get started.
A mortgage broker looks at your circumstances and researches suitable mortgage options across the market, rather than offering products from a single lender. We handle the comparison, the paperwork and the lender liaison, and explain your options in plain English.
Ready when you are
Ready when you are.
Whether you're buying your first home, moving, remortgaging, or trying to make sense of a more complicated situation — let's start with a conversation.