How much deposit do I need for a mortgage?

There's no single deposit figure that applies to everyone — it depends on the property price, the mortgage products available to you, and your own financial circumstances.

Many residential mortgages start from around 5-10% of the property's value, though a larger deposit will generally open up a wider range of rates and products.

It's worth having a conversation before you start saving toward a target, so you understand what's realistic for your circumstances and timeframe.